Welth Rewards Terms & Conditions

1. Membership

  • You may apply to be a member of Welth Rewards if you hold a current loan with Welth Financial Solutions. To become a member, you must register and complete the Welth Rewards application form, or contact Welth Financial Solutions. Membership is valid for 2 years

  • Membership is free. We may refuse your application for membership for any reason.


2. Your obligations

  • It is your responsibility to inform us if:

  • Your personal details change (including, but not limited to, your address, email address or phone number). If we do not have your correct details, we may not be able to contact you about your account or send you rewards, and we may also restrict operations on your account (such as redemption).

  • You may terminate your membership at any time and for any reason by contacting us, provided you are the member who initiated the Welth Rewards account.


3. Earning rewards

  • Rewards will be credited to your account after we perform calculations based on you outstanding loan/s held with Welth Financial Solutions.

  • We are not responsible for any delay or failure of a Lender to notify us of the details of outstanding loan balances. You should contact the Lender if you dispute the outstanding loan balance for your loan account.

  • We may correct erroneous, invalid rewards or adjust for incorrectly calacuated rewards at any time even if it would put your membership account into a negative rewards balance.


4. You may check your points balance at any time by contacting us via the our website or the Welth Financial Solutions phone number. We may also, at our discretion, periodically send you a rewards summary using the contact details you provided.


5. Rewards do not expire unless you

  • Have not claimed or withdrawn rewards for 25 consecutive months.

  • Do not hold a qualifying loan with Welth Financial Solutions.

6. You cannot transfer, sell, or give your rewards to any other person.

1. General

  • We may, in our discretion, make any change we see fit to these Terms and Conditions, including, without limitation:

  • The range of Qualifying Loans;

  • The amount of rewards you can earn on Qualifying Loans;

  • The range of rewards and the number of points required for rewards;

  • The period for expiry of existing or future rewards.


2. We will give you notice of any change to the Terms and Conditions or as set out in 5.1, at our sole discretion:

  • Via the Welth Financial Solutions website; and/or

  • By direct communications sent to members.

3. In addition to the right to terminate in 3.6, we may terminate your Welth Rewards membership immediately and without notice where you:

  • Fail to comply with these Terms and Conditions;

  • Provide misleading information or make any misrepresentation to us or a partner in connection with Welth Rewards;

  • Are abusive or offensive to any of our or our staff


4. Respecting your personal information is very important to us. The Welth Rewards Privacy Policy forms part of these Terms and Conditions. The Welth Rewards Privacy Policy sets out what personal information we collect, how we use it, to whom we may disclose it and what your privacy choices are. Our Privacy Policy is available on the Fl Welth Rewards website or on request from the Welth Financial Solutions.

5. We will not be liable to you for the termination of the Welth Rewards program for any reason whatsoever, including (without limitation) for any rewards in your account at the time of termination.

6. Any liability we may have to you in negligence, breach of contract or otherwise, and all conditions and warranties as to the condition, suitability, quality, fitness or safety of any goods or services supplied by Welth Rewards whether express or implied by statute, are excluded to the extent permitted by law, and, where liability cannot be excluded, our liability to you will in all cases be limited to:

  • Reinstating number of rewards in dispute;


7. Any tax, liability, or duty incurred by a member arising from a member's participation in the Welth Rewards program is the responsibility of the member.

8. In these Terms and Conditions "we", "us", or "our" means Welth Financial Solutions Pty Ltd. (ABN 47 084 374 005) or its authorised representatives. For details of how to contact us, please see the Welth Financial Solutions website.

9. Tax consequences may arise from this promotion. Investors and customers should seek independent advice on any taxation matter.